Your homebuying team will likely include a housing counselor, real estate agent and lender – each performing different, but complementary roles. Before you select your homebuying team, take the time to fully understand each of their specific roles and responsibilities.

 

Housing Counselor

Real Estate Agent

Lender

Provide money management skills

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Help you build and improve your credit

 

 

Assess your readiness for homeownership

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Educate you on down payment options

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Help you find a home that’s right for you

 

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Provide information about neighborhoods

 

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Manage purchase negotiations with the seller

 

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Help you complete your mortgage loan application

 

 

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Determine how much you’re qualified to borrow

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Educate you on rates, points and general mortgage terms

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Help you understand financing options

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Ensure you understand all costs related to your loan

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Help you understand documents you’ll sign

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Represent you at Closing

 

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There are other professionals who’ll be involved in your home purchase – including your loan officer, home inspector and home appraiser – but your core team will manage those relationships and associated tasks.

Remember, your team is there to help ensure success with one of the largest purchases of your life – don’t be afraid to reach out and ask questions along the way. For more information on buying a home visit My Home by Freddie Mac®.

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